Enjoy now. Pay over time. 0% interest.

FlexPay lets you get what you want now and pay it off in easy installments—interest free! There are no extra charges. And no hidden fees.

Just choose the FlexPay option at checkout, and we’ll divide your purchase into as many as five equal monthly payments.

Your order ships right away, so you can start enjoying your purchase now. Your credit card will be billed for the first monthly installment, plus tax and shipping. The balance is then automatically billed to your credit card in equal monthly installments beginning 30 days after the original order date.

The following categories of product may not qualify for the FlexPay promotion: cell phones over $500, jewelry over $1,000, gaming over $1,000, coins over $500, TVs over $2,500, computers over $1,500 (all desktops, all laptops and all tablets), HSN gift cards, home protection plans, Auto-Ship and select Andrew Lessman products. Items that qualify for VIP Financing will not be eligible for ExtraFlex. Max number of FlexPay payments cannot exceed six. HSN reserves the right to change or terminate this offer at any time.

HSN may obtain a consumer report about you from a credit reporting agency and review this report to determine whether you can use FlexPay. If we decide that you cannot use FlexPay based on this report, we will notify you and you will be given an opportunity to pay for the item with a single payment. If we obtain a consumer report about you, it will be a "soft inquiry" that should not affect your credit score. If you have any account or order questions please contact our HSN FlexPay Eligibility Department at 800-879-2559.

HSN does not assess interest charges or fees on FlexPay or ExtraFlex. However, use of your HSN Card or other credit card for FlexPay or ExtraFlex payments may result in interest charges and other fees in accordance with the terms and conditions of your individual credit card agreements