Enjoy now. Pay over time. 0% interest.

FlexPay lets you get what you want now and pay it off in easy installments—interest free! There are no extra charges. And no hidden fees.


Just choose the FlexPay option at checkout, and we’ll divide your purchase into as many as five equal monthly payments.


Your order ships right away, so you can start enjoying your purchase now. Your credit card will be billed for the first monthly installment, plus tax and shipping. The balance is then automatically billed to your credit card in equal monthly installments beginning 30 days after the original order date.


The following categories of product may not qualify for the FlexPay promotion: cell phones over $500, jewelry over $1,000, gaming over $1,000, coins over $500, TVs over $2,500, computers over $1,500 (all desktops, all laptops and all tablets), HSN gift cards, home protection plans, Auto-Ship and select Andrew Lessman products. Items that qualify for VIP Financing will not be eligible for ExtraFlex. Max number of FlexPay payments cannot exceed six. HSN reserves the right to change or terminate this offer at any time.


FlexPay orders may be subject to credit verification by HSN, and we may review the credit report. To see if a credit report was requested and get the name and address of the credit reporting agency that conducted the report (if applicable), you may contact the HSN FlexPay Eligibility Department at 800-879-2559.


HSN does not assess interest charges or fees on FlexPay or ExtraFlex. However, use of your HSN Card or other credit card for FlexPay or ExtraFlex payments may result in interest charges and other fees in accordance with the terms and conditions of your individual credit card agreements