HSNCards

ExtraFlex Get an additional FlexPay on all beauty, fashion and jewelry--all the time. Plus, now through July 31, get ExtraFlex on most home, electronic and culinary items. Standard interest rates will apply.**
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HSN Card VIPs get all the best perks
shoes, makeup and a satchel
ExtraFlex Receive an additional FlexPay on all beauty, fashion, shoes and jewelry, all the time.
Standard interest rates will apply.**
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V I P Savings
Exclusive offers Enjoy at least eight savings events throughout the year. Learn more
a television, phone, laptop and fan
VIP Financing Get 12-month VIP Financing on electronics, home and kitchen items $399 and up.*** Shop now
No Annual Fee Score all the perks at no extra cost.^
Fraud Protection Protect your account from any unauthorized charges.^^
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*Subject to credit approval. Phone applicants must use coupon at time of approval. The HSN Card must be used to make purchase. Only one offer per account. Applicants who do not receive a credit decision the day they apply, but are later approved, will receive a $20 coupon in their card carrier package. Coupon is valid for up to $10 off your single item purchase from HSN TV, HSN2, HSN.COM, HSN Mobile or HSN Shop By Remote (where available). If purchase is less than $10, remaining amount will be forfeited. This coupon cannot be applied to prior purchases or used as payment on an HSN Card account. Coupon number is non-transferable. Coupons must be applied when order is placed. Excludes shipping & handling, sales tax, and can only be applied to the first shipment of Auto-Ship items. The use of this coupon may disqualify the order from inclusion in other promotional offers or discounts. Coupons cannot be applied to or combined with other coupons. Coupon is not valid for charitable contributions or gift cards. We reserve the right to cancel orders when unexpected coupon system errors occur or in the case of abuse, misuse or fraud in connection with the coupon number.

**Although HSN does not assess interest charges or fees on FlexPay or ExtraFlex, if you use your HSN Card to pay for a FlexPay or ExtraFlex purchase, interest and other fees will apply according to the standard terms and conditions of your credit card agreement. You will not be charged any interest on purchases if you pay your account balance in full each month. For new accounts: As of April 1, 2020, Variable Purchase APR is 26.99% and will vary with the market based on the Prime Rate. Minimum Interest Charge is $1.50. Existing cardholders should see their credit card agreement for their APR and other applicable terms. Please Note: Items that qualify for VIP Financing will not be eligible for ExtraFlex. ExtraFlex offers exclude subsequent Auto-Ship deliveries and gift cards. Max number of FlexPays cannot exceed six. Purchases subject to credit approval.

***NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS ON ELECTRONICS, HOME, KITCHEN, CRAFTS, SEWING, FITNESS, HEALTH, AND TOY ITEMS $399 OR MORE WITH YOUR HSN CARD. Interest will be charged to your account from the purchase date if, the promotional balance (including tax and shipping) is not paid in full within 12 months. Minimum monthly payments required. No interest will be assessed on the promotional purchase if you pay the following (the "promotional balance") in full within 12 months: 1.) the promotional purchase amount, and 2.) any related optional credit insurance/debt cancellation charges. If you do not, interest will be assessed on the promotional balance from the date of purchase. Depending on the purchase amount, promotion length and payment allocations, the required minimum monthly payments may or may not pay off your purchase by the end of the promotional period. Regular account terms apply to non-promotional purchases, and after promotion ends to promotional balance. For new accounts: As of 4/1/20, Variable Purchase APR is 26.99% and will vary with the market based on the Prime Rate. Minimum Interest Charge is $1.50. Existing cardholders should see their credit card agreement for their APR and other applicable terms. Subject to credit approval. These promotional offers may not be available at all times for all purchases.

^For New Accounts: Variable Purchase APR is 26.99%. The APR is accurate as of 4/1/20 and will vary with the market based on the Prime Rate. Minimum Interest Charged is $1.50.

^^Cardholders will not be held responsible for unauthorized charges. Unauthorized charges do not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.