Remember when your mother used to wear a string of pearls or a diamond tennis bracelet on special occasions? Or when she lovingly brought out her grandmother’s fine jewelry as she told you stories of your family’s past? While often tucked away in jewelry boxes, fine jewelry outlives mothers and daughters and is handed down from generation to generation.

Fine jewelry vs. fashion jewelry
Budget-friendly fashion jewelry has its place but for standing the test of time, quality matters. Fine jewelry blends artistry with quality materials such as precious gemstones and precious metals. Fashion jewelry may sparkle delightfully, but it lacks the staying power of the higher-quality pieces of fine jewelry. Baubles and rhinestones will put a smile on your face for the time being but an heirloom jewel will win a place in your heart and the hearts of generations to come. While fine jewelry represents a significant investment compared to the less expensive fashion jewelry on the market, it pays for itself in the long run. A simple pair of diamond stud earrings never goes out of style and continues to dazzle for years and years.

Built to stun, built to last
In addition to being stunning, fine jewelry is built to last. Jewelers understand that their handiwork is destined to become a family heirloom. The craftsmanship of fine jewelry ensures a delicate look based on a sturdy design. In addition, with fine jewelry, attention to detail is the norm, not the exception.

For everyday use, keep it simple
You don’t have to have a date to the ball or an invitation to a red-carpet awards show to wear fine jewelry. While you probably won’t wear your diamond tiara to the office, you can wear beautiful pieces of fine jewelry if you choose your pieces with taste and use common fashion sense. When wearing fine jewelry to the office, be careful not to overdo it. A simple gold chain and an understated pin are just enough to add a little brightness to your work day.

Insure your investment
When you’ve made the investment in fine jewelry, make the investment to properly insure it. Many homeowners insurance policies limit jewelry coverage to $1,000. Even those with modest amounts of jewelry quickly exceed those limits. Add an endorsement to your policy covering all of your fine jewelry and protect your investment.