What is FlexPay?

Why pay full price now? Make low monthly debit or credit card payments and it can be yours today with no fees and no waiting. It's WAY better than layaway.


At checkout, choose the FlexPay option, and the cost of your purchase is divided into as many as five equal monthly payments.


We will bill your credit card for the first monthly installment plus tax and shipping. The balance is then automatically billed to your credit card in equal monthly installments beginning 30 days after the original order date.


FlexPay orders may be subject to credit verification by HSN and we may review the credit report. You may contact our HSN Credit Department to see if a credit report was requested and the name and address of the credit reporting agency that conducted the report (if applicable).


*HSN does not assess interest charges or fees on FlexPay. However use of a credit card for FlexPay options may result in interest charges in accordance with the normal terms and conditions of your individual credit card agreements.